The Private Personal Finance & Expense Tracker.
Track income, expenses, savings goals, and net worth — all in one private place.
Budget Smarter. Save More. Stay Completely Private.
30-day Standard trial included. Full access. Cancel anytime.
Get Started in 3 Simple Steps
No bank connection required. No setup complexity. Just open and go.
Create your free account
Sign up with Google or email in seconds. No credit card, no commitments. Your 30-day Standard trial starts automatically.
Add your accounts & transactions
Create your cash, bank, credit, and loan accounts. Add transactions manually or bulk-import via CSV from your bank.
See your complete financial picture
Your dashboard shows spending trends, budget progress, savings goals, and net worth — updated the moment you save a transaction.
Everything You Need to Track Your Finances
Powerful features designed for real-world budgeting
Transaction Management
Track regular, recurring, and one-time expenses manually. Auto-sync coming soon.
Learn More →Budget Tracking
Set spending limits by category. Get real-time alerts when approaching thresholds.
Learn More →Savings Goals
Set financial targets, track contributions, and visualize progress toward every goal.
Learn More →Privacy-First Design
Data stays on your device by default. Cloud sync is optional and encrypted.
Learn More →Tags & Filters
Organize with custom tags. Filter and search to find what you need, instantly.
Learn More →Loan & Liability Tracking
Track loans and liabilities. A live net-worth view shows assets minus what you owe.
Learn More →Why People Choose Rizqly
Most finance apps are built to monetize you. We're built around you.
Offline-First, Always
Your data lives in your browser's local database — not a corporate cloud. Works without internet after setup. Nothing to breach remotely.
Your Bank Login Stays Yours
Manual entry and CSV import are always available — no bank connection required. Automatic bank sync via Plaid is coming soon as an optional feature. You always choose how your data enters the app.
Export Everything, Always
Your full transaction history exports to CSV in one click — on the free tier, no expiry, no transaction limits. It's your data, permanently.
Built on Community, Not Venture Capital
We're 100% bootstrapped — built by developers who invested their own time and money to create ethical software. No runway pressure, no acquisition targets, no mandate to monetize your data. Just software that earns its keep by being genuinely useful.
Independently Built
Self-funded by developers who answer to users, not board meetings. No forced pivots to subscriptions, data brokering, or selling to a bank.
Aligned Incentives
Every Standard subscription directly funds new features and keeps the servers on. Our only incentive is to make you love the app — not grow a user base for acquisition.
Honest Pricing
$15/year covers hosting and development. No hidden tiers, no annual price increases, and no premium gate on your own data.
Start Tracking Your Finances Today
Join a growing community of privacy-first budgeters. Free forever, no strings attached.
No credit card required • Offline-first data • Your data, your choice