Free Forever
Everything you need locally. No credit card required.
- Unlimited transactions & budgets
- Local-only storage (your data stays on your device)
- All core features included
- CSV import & export
- Works 100% offline
- Maximum privacy - no cloud required
Standard
Sync across devices. Access anywhere.
- Automatic cloud sync across all devices
- Access anywhere - web & mobile
- Secure encrypted backups
- Email support
- Everything in Free, plus sync
Premium
Full automation with bank sync.
- Bank account integration Coming Soon
- Automatic transaction imports
- Advanced analytics & insights
- Priority support
- Everything in Standard, plus automation
Why Our Pricing is Different
Bootstrapped, Not VC-Funded
We answer to you, not investors. No pressure to maximize profits or sell your data. Just fair pricing for honest software built by developers who care.
What You're Really Paying For
You're supporting an independently-run project. 100% of your subscription goes toward active development, better features, and keeping the lights on. No fancy offices or shareholder dividends.
Why Subscription?
It's the only way we make money. No ads. No selling your data. No hidden fees.Subscriptions keep us sustainable so we can focus on building features you actually need.
Your Privacy Matters
We put users first, not corporate shareholders. Your financial data stays private. We'll never sell it to third parties — and we promise we never will.
Frequently Asked Questions
Why "Pay What You Want"?
We believe in trust and fairness. Some people can afford more, some less. By letting you choose, we make Rizqly accessible while staying sustainable.
Is the Free plan really free forever?
Yes! The Free plan has no time limits, no feature removal, and no forced upgrades. It's fully functional for local use. We only charge for cloud features.
Can I switch plans anytime?
Absolutely. Upgrade, downgrade, or cancel anytime. No contracts, no penalties. Your data stays with you regardless of your plan.
How does this compare to YNAB or Mint?
YNAB charges $99/year with no flexibility. Mint is "free" but sells your data and shows ads. We're privacy-first with transparent, fair pricing starting at $0.
What if I pay less than suggested?
That's totally fine! The suggested price helps us stay sustainable, but we understand everyone's situation is different. Pay what you can, when you can.
Where does my money go?
100% into development and infrastructure: server costs, development time, testing, and new features. We're a lean operation with no waste.
What Our Users Say
Join hundreds of users who trust Rizqly with their financial data.
"Finally, a budgeting app that doesn't feel like a subscription trap. The pay-what-you-want model is genius!"
"I've tried YNAB ($99/year) and Mint (ads everywhere). Rizqly is the only one I trust with my data. Privacy-first is huge for me."
"Paying $8/month because this is genuinely worth supporting. Love that it's bootstrapped and not VC-funded. Keep it up!"