Powerful Features for Complete Financial Control
Everything you need to track expenses, manage budgets, and gain financial clarity—all in one place.
Privacy-First Design
Your data stays on your device by default
Your Data, Your Control
- Basic plan stores everything locally—we never see it
- Cloud sync is opt-in only, never required
- End-to-end encryption for synced data
- No analytics, tracking, or data mining—ever
- Delete your account and all data permanently anytime
đź”’ The Privacy Promise
Every new user starts on our 30-day Standard Trial. If you choose not to subscribe, your data stays on your device, and we purge the cloud backups for your privacy. You keep your history; we keep our promise.
Privacy-first architecture with optional cloud sync
Transaction Management
Track every dollar with manual entry and upcoming auto-sync
Manual Entry (Available Now)
- Quick transaction entry with amount, category, date, and notes
- Organize by regular and recurring transactions
- Set up automated recurring bills and subscriptions
- Edit or delete transactions anytime with full control
Auto-Sync Coming Soon
Connect your bank accounts via Plaid to automatically import transactions. Set it and forget it—we'll handle the data entry for you.
Clean transaction list with manual entry and recurring indicators
Smart Categorization
Auto-tag expenses and customize categories to match your life
Intelligent Organization
- Smart rules automatically assign categories based on merchant names
- Create custom categories tailored to your spending habits
- Override auto-categorization manually anytime
- See spending breakdown by category at a glance
AI Categorization (Premium - Coming Soon)
Machine learning will analyze your spending patterns and suggest categories automatically, getting smarter over time.
Auto-suggest categories with customizable rules
Budget Tracking
Set spending limits and get alerts when approaching thresholds
Stay Within Your Limits
- Set monthly budgets for each spending category
- Real-time progress tracking with visual indicators
- Warning alerts when reaching 80% and 100% of budget
- Compare month-over-month spending trends
- Roll over unused budget or start fresh each month
Visual budget progress with spending alerts
Import & Export
Full data portability—your data, your choice
Never Get Locked In
- Import transactions from CSV files (bank exports, other apps)
- Export your entire transaction history anytime
- Compatible with standard CSV format for spreadsheets
- Bulk import hundreds of transactions in seconds
- Keep local backups for peace of mind
Drag-and-drop CSV import with data preview
Tags & Filters
Organize and find transactions instantly
Advanced Organization
- Add custom tags like "Work", "Personal", "Tax Deductible"
- Filter by date range, amount, category, or tag
- Powerful search across all transaction fields
- Save favorite filter combinations for quick access
- Multi-select tags for complex filtering
Advanced filtering with custom tags and search
Savings Goals
Set targets, track progress, and reach your financial milestones
Build Wealth Intentionally
- Create named goals with a target amount and deadline
- Visual progress bars show how close you are at a glance
- Link transactions to a goal to track contributions
- Multiple concurrent goals — emergency fund, vacation, down payment
- Dashboard widget shows live goal progress each month
Set savings targets and track your progress month by month
Loan & Liability Tracking
Track what you owe and see your true net worth in real time
Own Your Debt Picture
- Add 0% interest loans — family loans, split expenses, IOUs
- Log liabilities alongside assets for a complete net-worth view
- Track remaining balances as you make repayments
- Separate liability accounts keep debt out of your cash flow
- Net-worth dashboard updates automatically as balances change
Track loans and liabilities alongside your assets for a full net-worth picture
Works on Every Device
No app download needed. Open Rizqly in any modern browser and pick up exactly where you left off — your data syncs automatically across all your devices.
Desktop
Full-featured dashboard with side-by-side budget, accounts, and transaction views.
Tablet
Optimised layout takes full advantage of larger screens for at-a-glance overviews.
Mobile
Add transactions on the go with the mobile-optimised bottom navigation and quick-entry form.
Ready to Take Control of Your Finances?
Start with our free plan. Upgrade anytime to unlock cloud sync and advanced features.
No credit card required • Offline-first data • Your data, your choice